Let's get you a Florida mortgage.

I review your income, assets, and credit, then issue a pre-approval letter showing the loan amount you're conditionally approved for, based on what you've shared. Once I have your documents, it's often quick, and it gives you a clear budget before you start touring homes.

The short form on this page doesn't pull your credit. A full pre-approval does involve a credit check, which can cause a small, temporary dip in your score. I'll walk you through exactly what's being pulled and when before we run anything.

It depends on the loan program — some options allow a small down payment, while others, like VA loans, can require none at all for eligible buyers. I'll go over what you qualify for based on your situation.

Yes, though condo financing has extra requirements around the building itself, like owner-occupancy rates, reserve funds, and, in Florida, the milestone inspection and reserve study rules for many condo buildings. I can help you check whether a specific building is likely to qualify before you make an offer.

A bank generally offers its own loan products. As an independent broker, I can shop your loan across multiple lenders to find terms that fit your situation, and you work with me directly from application to closing.